When it comes to buying car Rental cover people might feel they have little choice or say in the matter. All the appropriate insurance cover is provided by the car rental company and the client has no involvement other than to determine whether to obtain lots of provided optional extras. This is not the case, however, and by carefully choosing to purchase car rental cover from an independent hire auto insurance specialist savings could be achieved. Adequate Car rental cover is essential, of course, before you even consider driving a hire car away from the pick-up depot. Indeed, the company is unlikely to let you get very far if you do not have that cover. Although the business of course wants to make things as easy as possible for its clients, by providing a variety of insurance packages to accompany the automobiles it is renting out, it is by no means obligatory for your insurance to be one provided by the provider
Provided the company can guarantee itself that insurance cover, bought elsewhere, provides at least as much protection as its own package, there should be no problem with the acceptability of independently insured car rental cover. Truly, a comprehensive car rental insurance package purchased from an independent provider can offer a considerably more superior product in terms of the protection offered to the hire car driver. It is worth looking at the component parts of the typical car rental cover, therefore, from an independent specialist. An Essential component is cover against third party claims. Third party cover is a Legal requirement for drivers Car Rental Company will have to know that this cover is in place before releasing a hire car.
Policies written by hire car to be superior to those issued by car rental companies concerning the maximum limits on third party claims. The former are likely to include as a matter Course Supplemental Liability Insurance – covering up to a one million Third party liability – whereas the company is likely to restrict cover to the minimum. Independent car rental cover may also include loss or damage waivers Damage waivers to cover damage theft and loss of use of this rental vehicle. Once Again, however, it is very likely to provide the coverage with superior protection Holder because it is also likely to cover, or reduce to zero, any excess Otherwise applied to the damage waiver agreement – and excesses on cover Supplied by the autoverhuur curacao companies can range from anything from a few hundred To over a thousand pounds. Independent car rental cover will also typically extend to damage to roof, the undercarriage, wheels and tyres and glass and windows of the hire car – parts of the vehicle that are typically excluded under the cover given by most car rental companies.